A life insurance claim is the process through which a nominee or beneficiary requests the insured amount from the insurance company after the policyholder’s death. To initiate it, the claimant must provide essential documents like the death certificate and policy information for verification. Once the insurer reviews and validates the claim, the agreed sum is released to offer financial assistance during challenging times. This procedure ensures that the policy’s benefits are honored as per the agreed terms, helping the beneficiary manage expenses and secure financial stability.